Financing Opportunities for SMEs

(5 reviews)

by Andy Davis

A growing range of finance opportunities for SMEs can make it difficult to decide which ones are right for you and your clients. This course takes a detailed look at a variety of financing options available for SMEs, including debt, working capital and equity funding.

price £75+vat
cpd hours 4 CPD hours
access 120 days' access

Use ACPD101 for 10% off any purchase.

This course will enable you to

  • Consider the range of options available for financing growth of an SME
  • Understand the range of debt products available to help fund capital expenditure
  • Understand how to use various financing techniques to best access working capital when it’s needed
  • Advise on the major sources of equity finance and the conditions that accompany them
  • Be aware of regulatory issues that are shaping the financing market

About the course

We all know it can be difficult for SMEs to get finance from banks, and so the emergence of a wider range of products has been very welcome. But greater choice can make the market more difficult to navigate. Understanding what's available and what products are suitable for different businesses is crucial for you to provide good advice to the business you work in or your clients.

This course looks at the range of financing opportunities available for SMEs and helps you decide which ones are right for you and your clients, based on the type of business and development stage. Gain an understanding of the options available for successfully sourcing debt, working capital and equity funding that suits your business or clients' needs.

Look inside

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Contents

  • The range of debt products
    • Secured and unsecured debt
    • Small business loan providers
    • Small businesses and debt finance
    • Lending for property investors
    • Leasing and hire purchase
    • Understanding leasing
    • Understanding asset-based lending
    • Business cash advances
  • Accessing working capital
    • Understanding trade credit
    • Factoring and invoice discounting
    • Single invoice financing
    • Explaining single finance invoicing
    • Revolving credit facilities
    • Purchase order and contract finance for SMEs
    • Cross-border trade finance
    • Understanding supplier finance
    • The benefits of supplier finance
  • Sourcing and negotiating finance
    • How brokers and online platforms can help
    • Safeguarding interests
    • The key areas for negotiation in loan agreements
    • Regulating non-bank finance providers
    • Options for owner-managers
    • The bank appeals process and referral scheme
    • The impact of Open Banking
  • Equity funding and start-up loans
    • The main features of equity finance
    • Valuing early-stage companies
    • Business angel networks
    • Understanding equity crowdfunding
    • Venture capital funds and trusts
    • Appealing to venture capital funds
    • Claiming tax reliefs on investments
    • Explaining start-up loans
    • The right path for growth

How it works

Author

Andy Davis

Andy Davis is a writer on investment, finance and business. He spent 15 years as a journalist on the Financial Times where he held a series of senior roles including editor of FT Weekend. Andy writes for a range of financial publications and is a columnist for Review. He has been named Personal Financial Journalist of the year in the Wincott Awards.

Reviews

3.9
(5 reviews)
5
4
3
2
1
 
 
 
 
    BL
    Beverly L
    21 Apr 2024
    21 Apr 2024
    Uk centric
    SF
    Susan F
    10 Apr 2024
    10 Apr 2024
    This course was well presented; with a good mix of activities and learning modes. It is disappointing that the detail is so UK centric. I booked the course through CAANZ, and most of the detail information does not apply in the NZ context.
    SR
    Stephen R
    19 Dec 2023
    19 Dec 2023
    Excellent summary and background to sources of funding
Recommended

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Access to this course
Total CPD unitshourshours4 unitshourshours21 units20 hours21 hours800+ unitshourshours800+ unitshourshours
Access period120 days120 days
Access to end 2025
12 months12+ months
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Use ACPD101 for 10% off any purchase.